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FCLF's Board of Directors includes representatives from organizations all over the state of Florida, representing our Investors, our Borrowers, and Technical Experts.


You do not have to give us personal information to visit our site.

Personally identifiable information (name, email address, physical address, etc.) will be collected only when specifically and knowingly provided by you.

Information collected is used for statistical purposes only, unless otherwise specified on the collection form. Florida Community Loan Fund performs analyses of user behavior in order to measure customer interest in the various areas of our site.

Florida Community Loan Fund will protect the personal information that you share with us, and does not disclose, give, sell, or transfer any personal information to third parties.

While Florida Community Loan Fund will make every attempt to protect the personal information that you share with us, electronic mail is not secure against interception. If your communication is of a sensitive nature, you may prefer to send it via snail mail, express mail, or courier instead.

The following is Florida Community Loan Fund's Privacy Policy.


Privacy Policy

Welcome to the Florida Community Loan Fund (“FCLF”) website, FCLF.org (the “Site”). At FCLF, we are committed to protecting your privacy as a visitor to this website. This Privacy Policy describes the types of information we collect from our Site and how it may be used. By using this Site or voluntarily providing personal information to us, you consent to the terms of this Privacy Policy.

Information You Give To Us

You do not have to give us personal information to visit our Site. However, you may be asked to submit personal information in order to interact with FCLF, such as to learn more about our services or subscribe to our newsletter.

Subscribing to our Newsletter. When you subscribe to our newsletter via the web form on our Site, we will collect your

  • First and last name
  • Email address

You will also receive an email from FCLF asking you to confirm your subscription to our newsletter. You may opt out of email lists at any time through the “unsubscribe” link that is displayed in every marketing list email, or by emailing This email address is being protected from spambots. You need JavaScript enabled to view it..

Learning about Our Services. When you visit the Site, you will see that we describe the different services that we offer. If you wish to learn more about one or more services, you will be prompted to fill out a contact form that requests:

  • Name
  • Email address
  • Phone number
  • Your area of interest: Investing in FCLF, Borrowing from FCLF, or General Information

FCLF will protect the personal information that you share with us, and we do not disclose, give, sell, or transfer any personal information to third parties.

Information Automatically Collected

The Site uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses cookies to analyze how individuals use the Site. This information does not reveal your specific identity (such as your name or contact information) and may be used to help us improve the content and functionality of the Site.

Some examples of automatic information we may collect are as follows:

  • Location and Device Identifiers, including, but not limited to: your IP address, browser type, operating system, type of computer, the specific webpages visited during your connection, and the domain name from which you accessed the Site.
    Note: Google Analytics uses IP anonymization to protect personal identifiable information. IP addresses are not logged or stored.
  • Information about your browsing behavior, such as the date and time you visit the Site, the areas or pages of the Site that you visit, the amount of time you spend viewing the Site, the number of times you return to the Site and other clickstream data.

This information will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the Site, compiling reports on Site activity, and providing other services relating to Site activity.

To opt out of being tracked by Google Analytics across all sites, visit https://tools.google.com/dlpage/gaoptout

External Links

FCLF’s Site includes temporary and permanent links to other websites as pointers to information that may be useful to Site visitors. Please be aware that we are not responsible for the content or privacy practices of such other sites. Links to non-FCLF websites do not constitute endorsement of those websites by FCLF.

FCLF’s Site contains links to third-party social networks such as LinkedIn, Facebook, YouTube, and X. Your use of these social media networks is subject to the privacy policies of the third-party social network.

Changes to This Policy

We may update this privacy policy from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible.

Contacting Us

Should you have any questions about this Privacy Policy, please contact us by sending an email to This email address is being protected from spambots. You need JavaScript enabled to view it.. Please provide your name, mailing address, telephone number, and email address so we can provide the necessary service quickly. You may also write to us at:

Florida Community Loan Fund
Attn: Communications & Marketing
800 N. Magnolia Ave., Ste 106
Orlando, FL 32803

Revised: January 1, 2024

Subcategories

  FCLF Our Impact at 2017 12 31

Our Vision: Opportunity and dignity exist for every person and community in Florida.
Our Mission: Our expertise and capital make projects successful and help organizations improve lives and communities. 


Florida Community Loan Fund (FCLF) is a statewide Community Development Financial Institution (CDFI). Established in 1994 as a 501(c)(3), we are a mission-based nonprofit organization dedicated to improving low-income communities throughout Florida by delivering flexible financing and staff expertise.

Our lending provides various types of financing to meet the needs of nonprofit organizations and mission-based for-profit organizations that develop affordable housing, supportive housing, community facilities, and economic development projects. This can include loans for new construction, preservation, rehab, acquisition, lines of credit, and/or longer term permanent financing.

Our financing is made possible by FCLF's strong track record of performance and partnership with investors. These investors include foundations, religious organizations, financial institutions, government entities, trade associations, corporations and individuals – all of which support FCLF's mission in various ways. Their support includes permanent capital contributions, debt capital investments, equity equivalent investments, and general operating support contributions.

For 20 Years FCLF has provided Stability and Success in Florida communities.

We invite you to learn more about the Florida Community Loan Fund by exploring our website and joining our email list, and to contact us if you have additional questions.


  FCLF News and Updates

News about the impact of the Florida Community Loan Fund, our partners, and events that affect community development throughout Florida...
All News

You want your investment to be safe and sound. You want to bring about social change. Your organization has a focus to help underserved individuals through donations.

We can help.

Supporting the Florida Community Loan Fund, through an investment or a donation, allows you to partner with our borrowers to deliver capital to the most needed areas of Florida. We provide tangible results - schools, affordable homes, housing providing social services to those with special needs, child care and health care facilities, and more.

We remain committed to working with our borrowers to help their community development projects succeed, while at the same time preserving the safety of investments. We have undergone the Aeris® rating system, which provides assurance of our financial stability and the effectiveness of our impact.

For 20 Years we have provided Expertise and Capital to help projects succeed.

  • Northern Trust

    Northern Trust

    Northern Trust shows its confidence in FCLF with investments and operating support.   Read More
  • Valley National Bank

    Valley National Bank

    Valley National Bank is a supporter of FCLF, and partners with us in building strong communities in Florida. Read More
  • Axiom Bank

    Axiom Bank

    Axiom Bank has joined as a partner with FCLF in community development in Florida's low-income communities by providing a grant for operating support. Read More
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See All Investor Profiles

Henrietta Townhomes affordable housing

Who borrows from FCLF?

  • Community based nonprofit organizations
  • Mission focused for-profit entities

What kind of activities do we finance?

  • Affordable Housing
  • Supportive Housing
  • Community Facilities
  • Economic Development Projects
  • Environmentally Friendly, Green, and Sustainable Projects

For over 20 Years we have provided Expertise and Capital to help projects succeed.

Meet Our Borrowers

Meet a few of FCLF's Borrowers and learn more about their projects.

Read more

This category contains the Investor Profile articles in a blog style layout.

Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.

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