Banner image, Habitat groundbreaking

FCLF’s flexible financing expands community development capacity throughout Florida. Put our expertise and capital to work to help your nonprofit succeed.

Florida Community Loan Fund offers financing to nonprofit organizations or for-profit entities, for community development projects in Florida’s low- and moderate-income neighborhoods. Below are examples of the types of projects that may be a fit for FCLF financing. You can also Meet Our Borrowers and read success stories from organizations that put FCLF financing to work in their Florida community.
Housing at Casa San Juan Bosco

HOUSING

If you are a developer seeking financing for housing, and you are building, renovating or rehabilitating these types of housing, then FCLF may be able to help with financing for your project.

  • Single Family Affordable Housing
  • Multifamily Affordable Housing
  • Supportive Housing, incuding social services for residents
  • Preservation of Multifamily Affordable Rental Housing
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FACILITIES

If you are a developer seeking financing for a community facility, and you are building, renovating or rehabilitating these types of facilities, then FCLF may be able to help with financing for your project.

  • Community and Family Healthcare Centers
  • Youth and Education Services Facilities, such as organizations that provide after-school or mentoring programs
  • Social Services Facilities, providing services such as homeless, domestic violence, or other social services
  • Projects that address Food Insecurity, such as food banks that provide greater access to fresh, healthy foods in low-income, underserved, food insecure communities.
  • May include New Markets Tax Credit (NMTC) financing
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ECONOMIC DEVELOPMENT

Economic development is an integral part of everything we do: creating jobs, providing social services, strengthening communities. FCLF measures the economic development of all our financed projects by tracking measurable and tangible metrics such as job creation.

Our Loan Types

Florida Community Loan Fund seeks to bring projects to low- and moderate-income communities throughout Florida. We offer financing to nonprofit and mission based for-profit organizations. Loan types include:

  • Construction lines of credit
  • Rehab loans
  • Term and permanent loans
  • Refinancing (in certain cases)

FCLF current interest rates are from 7.00% to 8.75%, with terms up to 10 years and amortizations up to 30 years.

You can learn more specific information about FCLF's Lending Programs:

You can also visit our Publications and Resources page.
If you feel that FCLF financing could help your project be a success, we encourage you to Contact Us.

Our Loan Types, ribbon cutting image
Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.

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Florida Community Loan Fund
Main Office
800 N Magnolia Ave., Suite 106
Orlando, FL 32803

Serving Florida from offices in
Orlando
Tampa
Fort Lauderdale
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